More Than 20 Years Experience

in Bankruptcy and Foreclosure

We stop harassing phone calls in their tracks once we are retained.

Avoiding Foreclosure

Foreclosure defense is one of the most important jobs we perform at the Law Office of John Gonzalez, P.C. This is because there is nothing more disheartening than realizing that you could lose your home. Every day, foreclosure affects many Americans despite the known irregularities in loan documents, outright fraud, predatory lending and other questionable financial practices. Fortunately, individuals and their families faced with summons and complaint of foreclosure can fight back.

The Law Office of John Gonzalez, P.C., can step in and help. We sit down with our clients during the free initial consultation to hear their side of the story. Drawing upon two decades of legal experience specialized in bankruptcy matters, attorney John Gonzalez will devise a strategy on how to proceed. Each individual's legal situation is unique, but we aggressively fight side by side with each of our clients.

Fighting Against Foreclosure

Not all lawyers believe in this approach, but we feel that mounting a vigorous defense is the best option. Some legal avenues we explore include the following:

It is commonplace to find errors in the title that we can use to void the foreclosure.
We go through all bank documents searching for inaccuracies.
We do a complete audit of the documentation filed at the county clerk's office.
We analyze your initial loan documents signed at closing.

A Summary Judgment Motion is the motion a mortgage banks’ attorney makes to obtain a judgment of foreclosure against a homeowner. Up until recently, filing an opposition to these motions would take a Supreme Court Judge nine months to a year to rule on. Now we have been seeing new cases being ruled on in about 3 months. This is due to the banks putting pressure on the court system to move Long Island’s foreclosure cases along more rapidly. We are now encouraging and preparing our clients to appeal these decisions to a higher court.

Our experience here in New York state means we have a wealth of strategies about how to mount a defense that saves your home.