Improving Your Credit Score

Most understand that good credit can be hugely beneficial, but sometimes the plan to maintain good credit does not work out. Fortunately, Americans are afforded a series of consumer protections that allow them to rebuild their credit rating. An important start of the rebuilding process is to understand how credit bureaus collect and report debt.

A knowledgeable bankruptcy attorney like John Gonzalez understands the dangers of bad credit ratings. He can help you file bankruptcy here in New York, but he can also provide straightforward guidance for rebuilding your credit score once this happens.

Taking A Step In The Right Financial Direction

Individuals can take matters into their own hands by being aware of their financial situation and taking steps to improve it. The tips to improve your credit score include the following:

  • Get a new credit card: You can create a positive credit history by paying off the balance of this new card each month.
  • Get a copy of your credit report: Look for inaccuracies or unverifiable information. Mistakes appear because of sloppy bookkeeping or inaccurate fact checking. You can request a report for free.
  • Pay up your debts: You may not even be aware that you owe money to a creditor. If the debt is valid, pay it off. If not, appeal to have the info removed.

Based in Ronkonkoma, Long Island bankruptcy lawyer John Gonzalez can be a tremendous asset to clearing up credit report inaccuracies and other financial issues.

Arrange An Appointment With John Gonzalez To Discuss Your Credit Rating

Mr. Gonzalez can be reached via phone at 631-346-6253 or contact us online. We return calls even at night or on weekends.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.